
Certainly uncertain...
Last time we looked at the Zombie apocalypse, and the one thing that certainly hasn’t changed since August is that all areas of life appear to still be uncertain.

Bring on the Zombie Apocalypse.
We have previously identified the 3 phases of this viral economic crisis:
Survival
Make the boat safe
Set up to get racing again
Last time it appeared that a number of the smarter businesses were indeed starting to look for the opportunities on the other side of the crisis, and were starting to get set to get up and racing again.

Private Health Insurance in a death spiral?
There has been much wringing of hands and gnashing of teeth at the impending “death of PHI”…however, much as Mark Twain apparently retorted on news of his own demise whilst simply away from the US, “reports of my death are greatly exaggerated”…or are they?

False economy?
Last time we identified the 3 phases of this viral economic crisis:
Survival
Make the boat safe
Set up to get racing again

Why on Earth would I spend money, when I have to cut costs?
Cutting costs to maintain business sustainability and spending money are far from mutually exclusive.

5 years of learning...to stay on-course
Following on from last week’s Happy 5th Birthday post on what we had been up to, we promised some more information on things we had learned over the last 5 years.

Happy 5th Birthday to On-Course...
So it was 5 years ago today that we set up On-Course Business Solutions.